Oh yes! Now I am a coupon queen. Getting there anyway. I went shopping this weekend after working on my mini coupon binder for a couple of weeks and it made a difference. With all the BOGO sales I sure did buy a lot of stuff though....
After getting a load of coupons from friends and buying extra papers, I had a lot of work to do, clipping, sorting and filing. My son helped me sort them this time. I made a PowerPoint deck with the number and categories as the title and products as bullet points and printed them as two on a page handouts. I laid these 8 sheets of paper across the foot of the bed and laid the coupons on top of each category so I had a stack on each before I started stuffing them into the binder.
I have 15 categories in my book and because the sheet protectors are wider than the dividers, I put numbered post-it flags at the top of each divider and also printed out and taped an index to the inside of the front cover so I can always see it whenever the binder is open. That is tremendously helpful.
My binder pages are the homemade 3-pocket and also 2 and 4 pocket. Martha Stewart introduced a new Avery product line at Staples and they have 5 x 8 mini-binder sheet protectors divided into 4 pockets. Awesome timing and I got a 20% discount because they had a coupon on this new line (that I had to chase around Chicago to find BTW) These 4-pocket sheet protectors are the perfect size for most coupons. Business card pages also hold tiny ones 4 to a page. I'll admit, it probably did cost a little bit more to set up a small binder vs a big one, but it is so much easier to handle while shopping... and having it really makes the difference between pulling out $5 worth or coupons or pulling $50 worth of coupons. How cool is that!!!
OK, I bet you're wondering how much I saved. At Food4Less I'm not quite sure because the receipt doesn't tell you.
At Dominicks, the receipt calculated 43% ($129.30)but with the catalinas for $10 + $3 next shopping trip, $5 off next purchase of frozen food and free milk, in addition to other coupons, I'm sure it is closer to 50%. I'm not quite a super couponer like Jill Cataldo yet, but I'm getting there. I was stocking up on groceries, not stockpiling BOGO body wash, so I did quite well actually. When you are stocked up and just buy the sales, that is when you get to 70% savings by matching coupons with sales and buying things before you need them. I did buy 3 Secret deodorants at Food4Less though. They were on sale for $1.98 and I had three $1 off coupons making them $0.98 each. That's how you do it, baby.
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Here's a good article on savings by Mary Hunt that is very spot on. I am not quite to baby step 3 yet and have debt to pay off first, but I think that Dave's baby emergency fund should have at least 1 month's expenses rather than $1,000, at least in my case being a single mom. I'm living lean and trying to both save and pay down debt. As long as nothing stupid happens, I will be out of debt (except the house) within a year.
I shamelessly love money...cash, gold, silver...whatever I can get my paws on. And when I get it I'd like to keep it, thank you. This is my blog on money, frugality, getting out of debt, couponing, silver and gold, saving and investing. In these uncertain economic times I am educating myself on personal finance matters, getting out of debt, and taking the necessary steps to improve my financial situation.
Monday, March 5, 2012
Coupon Queen
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